During the lifetime of any business, it may require
additional finance.
What type of finance is appropriate for your business?
Is your business looking to secure additional funding through the invoices that it raises on a monthly basis?
Are you looking to sell an asset to obtain finance and lease / buy back?
Access Business Credit may be able to assist you secure a commercial mortgage or refinance your existing loan facility.
Trade credit insurance may be available to your business protecting it from protracted default and the insolvency of your client base.
Cashflow Solutions
Invoice Discounting
The invoice discounting company (discounter or invoice discounter) will buy the trade debts (also known as accounts receivables, or your sales ledger) of the business at an agreed funding rate.
How Invoice Discounting works
A sales invoice of £100,000, based on the 85% advance it would generate a cash injection of £85,000, releasing working capital and provides immediate cash flow.
The facility will ease your cashflow. The other 15% of the value of your sales invoice is passed on to you, minus fees, when your customer pays.
How does Invoice Discounting differ from Factoring?
The fundamental difference between invoice discounting and factoring is that you are responsible for the collection of your invoices. Confidential Invoice Discounting facility (CID) may be appropriate in certain circumstances.
Bad Debt / Credit Insurance protection
For any business the potential for bad debt will always be an issue. If you are concerned about bad debts, credit insurance may allow you to trade with confidence.
Our Philosophy
We are here to help your business grow with confidence with the most suitable funding vehicle to further develop your business.
Our Focus
Our focus is to provide you with a gateway to the most suitable funding solution for your business in a time efficient manner.
Our Aims
Access Business Credit is a trading style of Access Credit Management Ltd that aims to deliver business funding solutions which are the most suitable for your future growth.
Trusted by Our Clients
Access Business Credit a trading name of Access Credit Management Ltd a company established in year 2000 and is A-rated by leading independent credit reference agencies.
Address
Access Business Credit
Trading Style of
Access Credit Management Ltd
Suites G1 to G4,
18 Darnall Road,
Sheffield,
South Yorkshire,
S9 5AA, UK